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- 08:57, 29 December 2023 DominiqueWiltshi talk contribs created page How To Find Credit Score (Created page with "High-ratio mortgages with under 20% down require mandatory insurance from CMHC or private insurers. The maximum LTV ratio allowed for insured mortgages is 95%, so 5% advance payment [https://www.youtube.com/watch?v=Mh94Dy5PFrQ What Is A Credit Score] required. Tax and insurance payments are trapped in an escrow account monthly by the lender then paid about the borrower's behalf when due. Fixed rate mortgages provide certainty but reduce flexibility in accordance with var...")